Privacy Policy

1. Information We May Collect

We may collect personal information that you voluntarily provide when you interact with our website, register for the Financial Freedom Blueprint webinar, enquire about the Financial Freedom Accelerator program, request a call back or contact us through available communication channels.

This information may include:

• Your name
• Phone number or WhatsApp number
• Email address
• Information submitted through enquiry or contact forms
• Webinar registration information
• Messages and communications sent to us
• Information you voluntarily share while enquiring about financial education or coaching services

2. How We May Use Your Information

Information collected through the website or direct communication may be used for legitimate business and service-related purposes, including:

• Responding to your enquiries
• Processing webinar registrations
• Providing information about the Financial Freedom Blueprint webinar
• Providing information about the Financial Freedom Accelerator coaching program
• Contacting you when you request a call back
• Providing customer or participant support
• Communicating relevant updates relating to our programs, webinars or services
• Improving our website, educational content and customer experience
• Maintaining appropriate administrative and business records

3. Financial Information

The Monoj Mandal website is primarily focused on financial education and coaching.

Visitors should avoid submitting highly sensitive financial information, passwords, PINs, card information or banking credentials through ordinary website contact forms, WhatsApp messages or email unless a secure and appropriate process is specifically provided.

4. Webinar and Coaching Information

If you register for the Financial Freedom Blueprint webinar or enquire about the Financial Freedom Accelerator program, the information you provide may be used to communicate registration details, program information, reminders, educational updates and relevant support.

Participation in our educational content does not require you to disclose unnecessary confidential financial information.

5. WhatsApp, Phone and Email Communication

If you contact us using WhatsApp, phone or email, your information may also be processed according to the privacy practices and terms of the relevant communication service provider.

By voluntarily contacting us through these channels, you understand that your communication may be handled through third-party technology platforms.

6. Contact and Lead Forms

Our website may provide forms for webinar registrations, enquiries or call-back requests.

When an external form provider, CRM, website builder or other service is connected, information submitted through those forms may also be processed by that third-party service provider according to its applicable privacy policy.

7. Payment Information

If paid coaching programs or other services are offered, payment transactions may be handled through an external payment gateway or payment service provider.

We may receive transaction-related information necessary to confirm a payment, but payment card or banking information may be processed directly by the applicable payment provider.

The privacy and security practices of the relevant payment provider will apply to information processed by that provider.

8. Cookies and Website Technology

Our website or website platform may use cookies, analytics, technical logs or similar technologies to support website functionality, understand general website usage and improve the visitor experience.

The exact technologies used may depend on the website hosting platform, analytics services or other tools connected to the website.

9. Third-Party Services

Our website may use or link to third-party services such as:

• Website hosting or website builder platforms
• Webinar platforms
• WhatsApp
• Email services
• Social media platforms
• Payment gateways
• CRM or form-processing services
• Analytics or advertising tools, if used

These third parties may process information according to their own privacy policies and terms. Monoj Mandal is not responsible for the independent privacy practices of external websites or platforms.

10. Information Sharing

We do not intend to sell personal information provided by website visitors.

Information may be shared with service providers where reasonably necessary to operate the website, process registrations or payments, communicate with users, provide services or comply with applicable legal requirements.

11. Data Security

Reasonable steps may be taken to protect personal information from unauthorized access, misuse or disclosure.

However, no internet transmission, website, electronic communication or data-storage system can be guaranteed to be completely secure.

Users should therefore exercise appropriate caution when sharing personal or sensitive information online.

12. Data Retention

Personal information may be retained for as long as reasonably required for the purposes for which it was collected, including responding to enquiries, administering programs, maintaining business records, resolving disputes and meeting applicable legal or administrative requirements.

13. Your Choices

You may contact us if you want to request correction or updating of personal information that you have previously provided to us.

You may also request that we stop sending non-essential promotional communication where applicable.

Certain information may still need to be retained where required for legitimate business, transaction, dispute, compliance or legal purposes.

14. Children's Privacy

Our financial education and coaching services are generally intended for adults and individuals capable of making their own financial and purchasing decisions.

We do not knowingly seek to collect unnecessary personal information from children through ordinary website forms.

15. Educational Nature of Services

Information available through the Monoj Mandal website, Financial Freedom Blueprint webinar and Financial Freedom Accelerator coaching program is intended primarily for educational purposes.

Providing information through this website does not create a guarantee of income, investment performance, debt elimination, savings outcomes or financial success.

16. External Links

Our website may contain links to social media platforms, webinar registration pages, payment providers or other external websites.

Once you leave our website, the privacy practices of the external platform will apply. We recommend reviewing the privacy policies of any third-party service you use.

17. Changes to This Privacy Policy

This Privacy Policy may be updated from time to time to reflect changes in our website, programs, technology, business practices or applicable requirements.

Visitors are encouraged to review this page periodically for the latest version.

18. Contact Us

If you have questions regarding this Privacy Policy or the handling of information submitted through the website, you may contact: